MCA members and their families can rest assured that on or off the road, we're here!
$14.95 Per Month

What's Included

For $14.95 drafted each month from your credit card or bank account you receive:

Emergency Road Service*
For a battery boost, fuel delivery, tire change, lock service, wrecker towing service, call the toll-free number for MCA sign and go service with towing to the nearest servicing facility or call the garage or service station of your choice for reimbursement up to $100.

Travel Assistance Reimbursement**
When a Members car is disabled in an auto accident, Motor Club will reimburse up to $500 for rental car for an accident at home, or up to $500 for lodging, meals, and transportation when more then 50 miles away from home.

Trip Planning and Travel Reservations
MCA offers free easy to read, step by step computerized mapping services free of charge to Members. Simply fill out a Travel information card or call MCAs toll free number. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

Arrest Bond***
Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500.) Not required in California.

Bail Bonds***
MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

Attorneys Fees****
Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:
1. Up to $200 for covered Moving Violations
2. Up to $500 covered auto related Personal Injury matters
3. Up to $500 covered Vehicle Damage issues
4. Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Attorney Services
Referral to a Provider Attorney for:
1) Telephone consultation on covered separate legal personal matter.
2) Letter written on your behalf for covered legal personal matters.

Legal Services Deeply Discounted Fixed Fee Schedule
Referral to a Provider Attorney for commonly used legal services at deep discounts:
1) Name Change ($155)
2) Simple Will and Trust ($170)
4) Waiver Divorce ($210)
5) Regular Incorporation ($295)

Stolen Vehicle Reward
MCA will pay a $5,000 reward for that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.

Credit Card Protection
We will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00.

Free Discount Card for Prescriptions, Vision Care, and Dental
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, and Dental needs. You received a unique membership card allowing you to receive up to a 65% discount on prescriptions, up to a 50% discount on vision, and up to a 50% discount on dental procedures.

When you are injured in a covered accident that requires emergency treatment or hospital admission within 72 hours, MCAs Security membership provides :

Emergency Reimbursement Benefits
Receive up to $500 emergency cash for Emergency Room or Trauma Center treatment received due to injury in a covered accident. Includes up to $100 in cost for each of the following:
1. Cast or Splints
2. Ambulance Service
3. Anesthetics
4. X-Rays
5. ER Facility

Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.

Accidental Death Benefit
Your estate will receive $10,000 when you die as a direct result of injuries received in a covered accident.

Coverage provided by Individual Assurance Company. See certificate of participation for details.

Travel Assistance Program
The named member receives the Travel Assist Program which assists worldwide with issues such as:

1. Medical Evacuation
2. Medical Repatriation
3. Non-Medical Repatriation
4. Return of Remains
5. Visit to Hospital
6. Return of Child
7. Return of Companion

Coverage provided by Individual Assurance Company. See Travel Assist Description of Coverage for details.

This membership and benefits apply within Canada and the United States of America excluding its territories or possessions.This is a summary of services, please see service contract for exact details.

*In NY coverage is for service provided through our dispatch center only.
**This benefit is not available in NY.
***Bond benefits are not available in CA and NY.
****In NY benefit pays directly to our Provider Attorney for services up to the limit specified.


Q: Can I cancel my membership at any time?

A: Yes, you are not locked into a contract. You may cancel at any time, simply by calling the corporate office at 1-866-467-2221
Q: When am I eligible for Emergency Road Service and other MCA services?
A: Your membership is active as soon as you sign up, and you are eligible for road service 24 hours after your membership has been processed. Pre-existing road service issues are not covered by your membership.
Q: What is the process of using the roadside assistance?
A: Your MCA benefit package will cover you when in need. You will receive a member ID card in the mail via US Postal Service within 10 business days. If you ever need assistance, please call the telephone number located on the back of your membership card. If you need emergency roadside assistance before your membership card arrives at your home, don't worry, we can still assist you with your member ID number provided to you as soon as you join. All members must wait 24 hours before they can use any of the roadside assistance benefits.
Q: How do I know when a tow truck is coming?
A: The MCA team will be in contact with you through the entire process. Just describe your situation and your location, and we’ll be there to help.
Q: Does my MCA cover multiple vehicles?
A: Yes it does, as long as the cardholder is present. We dispatch the best professional roadside service available to ensure quick service and to give you peace of mind.
Q: When will I receive my membership card?
A: You will receive an email and/or text link which will describe your membership benefits within hours of purchasing your membership. A membership card will be sent via parcel post. You should receive your card within 7-10 days after you sign up.

How do I get roadside assistance? 

Simply call our toll-free roadside assistance number and describe your situation, including the vehicle’s problem, so we can send appropriate help to assist you. Call 1 (800) 227-6459

How long will it take for MCA Roadside Assistance dispatch to arrive

We average between 45 – 60 minutes travel time. However, a service representative will be able to give you a more accurate time when you call for service.


Does my MCA plan cover multiple cars? 

Yes it does, as long as the cardholder is present. We dispatch the best professional roadside service available to ensure quick service and to give you peace of mind.


How long does it take to activate my membership? 

It takes 24 hours for your membership to be activated. Just give us a call at 1-(800) 435-7622 regarding any problem you may have with your disabled vehicle

How do I know when a tow truck is coming? 

The MCA team will be in contact with you through the entire process. Just describe your situation and your location, and we’ll be there to help.

Do you cover motorcycles?

 Yes, we’ll cover any of your vehicles including your cars, RV, motorcycle, boat, livestock trailer, even your Duley Pickup. 

Do you cover horse trailers? 

Yes, we have a plan that covers trailer and horse trailers 

Can you help me if I’m hospitalized due to an accident? ◦

Yes, we can. As a MCA member, you’ll receive $150 per day up to 365 consecutive days for hospital room and board as the result of injuries sustained in a covered accident.

What if my car is disabled and I’m out of town?

• Don’t worry, you can travel with absolute peace of mind. As a MCA partner, your benefits include up to $500 travel assistance reimbursement on such things as car rental, meals, lodging or transportation expenses if your vehicle is disabled due to an accident.


 MCA SECURITY PLUS $14.95 per month

MCA requires your first and last month of the service agreement to be paid at checkout. Once payment is received, you are immediately protected with your selected package. Membership & Discount Card will arrive to your home within 10 business days. Cancel your coverage at anytime without any penalties.

Today's Total: $29.90

$14.95 Per Month
$19.95 Per Month
Had MCA in the past then cancelled my service. My truck broke down about 50 miles from my house, I called MCA to renew my old membership and they were there within 30 min.
Joshua T.MCA Member Since 2013
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