Coverage When You Need It

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From lock-out and emergency roadside assistance to hotel and auto-care discounts, MCA has everything to keep your family safe and happy on the road.
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  • Free 100 Mile Tow unlimited
  • $5,000 Vehicle Theft Reward
  • $1,000 Credit Card Protection
  • $500 Arrest Bond Certificate
  • $25,000 Bail Bonds
  • 20-50% Off Dental Discounts
  • 65% Off Prescription Savings
  • $500 ER Reimbursement
  • $54,750 Hospital Benefit
  • $10,000 Accidental Death Benefit
Unlimited Roadside Assistance
Unlimited Roadside Assistance
Travel Assistance Reimbursement
Arrest Bonds
Emergency Benefits
As a member of our Security plan, you will receive unlimited roadside assistance, unlike our competitors which will only provide you 2-4 service calls per year. Unlimited roadside assistance means 1 service call per day throughout the entire year. If we're unable to get your 4 wheel passenger vehicle back on the road safely, it will be towed to the nearest service facility. You will also receive unlimited lockout service, unlimited fuel delivery, unlimited tire changing, and unlimited battery boosting.
When a members vehicle is disabled in an auto accident, Motor Club of America will reimburse up to $500.00 for a rental car, lodging, or meals if the incident happened more than 50 miles away from the registered home address on your account. To be reimbursed, simply give us a call to receive your claim form, and submit the required information to us within 90 days.
Your Motor Club Membership card may be used in lieu of cash bail up to $500.00 when involved in a traffic violation. Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1,000.00, and in other states they are accepted for lesser amounts than $500.00. Simply give us a call at the toll free number located on the back of your membership card to receive the assistance you need.
Members receive up to $500.00 in emergency cash for Emergency Room or Trauma Center treatment. This benefit will only be covered due to injury in a covered accident. Includes up to $100.00 in cost for each of the following:

Cast or Splints
Ambulance Service
ER Facility
Bail Bonds
Daily Hospital Benefit
Prescription,Drug Vison
Credit Card Protection
MCA will arrange up to a $25,000.00 bond to release you from incarceration if you're driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card to receive assistance. Our legal department will provide the best assistance possible to release you from incarceration.
Receive up to $54,750.00 in hospital cash benefits. That means as a member, you will receive $150.00 per day beginning the first day you are hospitalized as a result of a covered accident. MCA will cover your hospital stay up to 365 consecutive days. Once discharged, you have up to 90 days to file a claim.
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, Dental needs, Hotel, and Rental Car needs. You received a unique membership card allowing you to receive up to:

65% discount on prescriptions at the most popular pharmacies
50% off dental procedures
50% off eye wear and eye exams
50% off rental cars at all of the most popular rental car agencies
15% off major hotel and motel chains
If you are a victim of lost or stolen credit cards, we will reimburse you for the financial loss up to $1000. Our service professionals will work closely with you to provide the support you need when the unexpected happens.
Travel Reservations
Stolen vehicle Reward
Attorney Fees
Accedential Death Benefit
MCA offers free and easy to read, step by step computerized mapping services free of charge to our members. Simply fill out a Travel information card or give us a call. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.
MCA will pay a $5,000.00 reward to the law enforcement agency or individual responsible for providing the accurate information leading to the arrest and conviction of the person(s) responsible for the crime. The reward is not payable to you, your family, or other members on your MCA membership account.
Motor Club of America will pay up to $2,000.00 for your attorney to defend you against police charges resulting from driving your covered auto:

1. Up to $200.00 for covered moving violations (non-criminal)
Up to $500.00 covered auto related personal injury matters
Up to $500.00 covered vehicle damage issues
Up to $2,000.00 covered negligent homicide | vehicular manslaughter
As a member, you may enroll, free of charge, in our $10,000 Accidental Death Coverage. You may upgrade to our Total Security package to receive additional coverage up to $50,000.

The coverage election form must be completed and returned to our corporate office before coverage goes into effect.
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Unlimited Roadside Assistance

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